The Completely Painless Guide to Understanding Obamacare

Assigning Editor and Project Lead, October 2013

Starting in 2014, you’ll have to have health insurance or pay a fine. What you pay depends only on your age, where you live, how large your family is and if you smoke. If you have insurance now, you can keep it or shop around. If your state doesn’t have its own insurance marketplace, you can shop for coverage on the federal government’s exchange. To find out exactly what you need to know, choose below that best describes your life situation.

I Don’t Have Health Insurance
Here’s how Obamacare can help you if you don’t have health insurance.

I Have a Pre-Existing Condition
Here’s what Obamacare means for you if you have a complicated health history.

I Work at a Company with More Than 50 Employees
Here’s how Obamacare will affect you if you work at a big company.

I’m Self-Employed
Here’s what Obamacare means when you’re your own boss.

I’m a Small Business Owner
Here’s what Obamacare means for you if you are a proprietor of a modest company.

I’m Retired and Over 65
Here’s what Obamacare means for you if you’ve hit the Golden Years.

I’m Under 26 and Single
Here’s how Obamacare can help you get insurance even if you’re not living at home with mom and dad.

The original version of this series was published on iVillage.com, including an interactive calculator, map and additional information on the Affordable Care Act. The articles currently live on Today.com.

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